Letter for a change of direct debit
It is very important to write your letter carefully. The modele2lettre guide gives you advice on how to write a model letter %variable%. Continue reading this page for more information.
You may want to switch to old-fashioned bill payments for a while so nothing gets lost in the shuffle. You can still pay bills using online bill pay, but you'll be "pushing" money out instead of having your service providers "pull" payments.
Parallel accounts? If you can afford it, you can simply fund both accounts with enough to cover the bills, and switch the bill payments to the new account.
In any case, the idea is to start using your new bank account. If you want to write checks or use an online bill, start writing checks from the new account and fund those payments by transferring money from your old account.
Comprehensive view: don't just look at one month's transactions. Review the entire year (three months is the bare minimum). You may only make certain payments annually or quarterly, and these tend to be large payments (life insurance premiums, for example). Other payments may be infrequent, such as PayPal processes from your checking account for infrequent online purchases.
Make a list of all your expenses and check them off one by one as you arrange to transfer them to your new bank account. Our sample letter will help you do just that.
Below is our sample letter template:
Last name, first nameAddressCP - City
AddresseeAddressCP - CityA [location], on 31 03 2023
Dear Sir or Madam, Please find enclosed the RIB of my new bank account at [name of bank]. I would be grateful if you could debit and/or credit my monthly payments and/or instalments to this new bank account from 31 03 2023 onwards.
Your signature
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