Request the lifting of a banking ban

Causes of the bank banIt may happen that you made the mistake of signing a bad check. The bank has sent you an injunction letter informing you that you are on a bank ban. This can happen if you are having a difficult end of the month or have unexpected expenses that don't fit into your budget plan. Once you are listed on the FCC held by the Bank of France, you are considered a bank ban. You are then under a banking ban for a maximum of five years. This ban applies to all your accounts, even those held at other banks. The FCC lists all bank bans, i.e. people from whom the Bank has withdrawn the possibility of using checks and credit cards. How to get out of a banking ban? You can request the lifting of a banking ban by taking the necessary steps to regularize your situation. You should first request the lifting of a bank ban by mail to the bank. Then follow some mandatory procedures: Replenish your account
?Ask your bank to reserve the required amount for each of the unreserved checks to proceed with the payment regularization
?Once the payee is regularized, the bank ban will be lifted and you can enjoy all your privileges with your bank as before
?Inform your bank of the regularization of your situation so that it notifies the Bank of France and that you are removed from the FCC list. You can also collect the unpaid check from the beneficiary and pay it in cash or by bank transfer. Be sure to keep the check at the origin of the prohibition procedure in order to give it to your bank as proof.