Letter of cancellation of a home insurance policy

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letter template Letter of cancellation of a home insurance policy In a house, the risks related to different incidents are not less. Even if you stay at home, you can be the victim of various accidents such as fire, flooding, mishandling of electrical appliances, risks of damage, etc. Nevertheless, these damages can cause a financial loss during the repair. This is why home insurance is so important. Its main function is to cover you against damage caused by domestic incidents. This insurance offers you the privilege of repairing the damage as well as possible. It will promise a very good security to the property, and especially to the beneficiaries. Moreover, in case of a dramatic situation, a home insurance has the capacity to ensure all kinds of civil liability. Of course, home insurance is a great necessity for both tenants and homeowners. However, at some point, you will need to cancel your home insurance policy. There are several reasons why you may need to cancel your home insurance policy. First of all, the best reason to cancel your policy is if your situation changes. It is very important that this results in a change of risk for the reason to be valid. Among these changes, you have marriage, divorce, retirement, etc. Moving can also be a reason to cancel your home insurance contract. The same goes for the sale of the property. You can also request the cancellation of your contract in case of an unjustified increase of your home insurance premium. Be careful, this reason is only accepted if the clauses of your contract do not provide for a minimum increase. It is also possible that the Loi de Châtel is not mentioned in the annual notice of expiry. In this way, it is your right to request a cancellation of your insurance contract. Furthermore, you can break the contract if the due date arrives and you do not wish to continue. The last plausible cause is that your insurance company unilaterally terminates one of the insured's contracts. The best option to request cancellation of your health insurance policy is to send a letter to your insurer. In order for your insurer to consider your request, it is important to clearly state the reasons why you wish to terminate your contract. If necessary, attach documents that may be useful. If you are unsure about your rights, it is best to seek the advice of an expert in the field.
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Below is our sample letter template:

Name, first name
Address
CP - City
Name, first name
Address
CP - City
Subject: Cancellation of home insurance contract number [Contract number]
Registered letter with acknowledgement of receiptMadam, Sir,As I have a home insurance contract with your organization, I hereby request that you cancel it. Indeed, the contract I have concluded expires on [Expiry date] and I would like it to be cancelled on this date. ORI have not yet received the notice of expiry of the tacit renewal of my contract in time. I am enclosing a copy of the envelope with the postmark. Please send me a document certifying that this request has been taken into account. Yes, my contract ended over a year ago. Therefore, I would like to terminate my contract. Please send me a document confirming that this request has been taken into account. ORI would like to inform you that the property is for sale. Therefore, I would like my contract number [Contract number] to be terminated after the statutory 10 days' notice. I thank you for refunding the premium already paid for the period after this date. OR [Indicate the plausible cause for the termination of the home insurance policy. I look forward to hearing from you.
Signature
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